Bansal Insurance

   +(91) - 9811007678
   Info@BansalInsurance.com
 
Life Insurance
Term Insurance
Child Plan
Guaranteed Plan
Pension Plan
Moneyback Plan
General Insurance
Motor Insurance
Home Insurance
Travel Insurance
Health Insurance
Download
Motor Claim Form
Health Claim Form
Know your Client
(KYC Form)
Policy Reminder

Health Insurance


It is a contract between the Insurer & the Insured wherein the former agrees to pay to the latter hospitalization expenses to the extent of an agreed sum assured in the event of any medical treatment out of an illness or an injury. In the nutshell the Health Insurance is a policy which covers you & your family against medical expenses due to sickness, accident etc. The Insured in return has to pay a regular premium to the insurer.

Why you need Health Insurance?


It is indubitable that Health Insurance has become an important element in one’s life owing to increasing medical costs these days & uncertain environment; it comes to your rescue acting as precautionary measure in today’s tough time while acting as a life saver boat in case of any medical contingency. If you don’t have Health Insurance, you end up paying hefty medical bills in the event of hospitalization out of illness or injury, therefore insuring your family against Health Insurance is a must thing & should surely be a part of your regular financial planning. All we have is our health which needs to be protected & taken care of by acquiring the best health insurance policy suited for us.

Mediclaim Policy is basically a reimbursement plan offered by General Insurers wherein the insured gets reimbursed of the total bill amount of the medical expenses to the extent of an agreed sum assured. It includes the room charges, ICU charges, surgery & doctor charges etc. It includes a lot of exclusions which the policy holder must read before buying the Mediclaim. The Mediclaim includes the following two further categories:

  • Family Floater Plan: It is a very common plan these days which covers your entire family under one premium payment giving coverage to the family members together. This plan is being offered by almost all the General Insurance Companies with a specific criterion of covering individuals in the age group between 90days and 55years.
  • Group Mediclaim Insurance: It is the second variant of Mediclaim which covers a group of individuals simultaneously. This form of insurance includes the category of Employer’s Health Insurance Cover wherein the sum assured normally varies between Rs. 15,000 and Rs.5, 00,000.

For more information, please contact us.

Quote of the day

“If you can't fly then run, if you can't run then walk, if you can't walk then crawl, but whatever you do, you have to keep moving forward.”

Contact Us

  • 131, 1st Floor, Apsara Complex
  • Delhi, U.P. Border, Sahibabad
  • Ghaziabad, Uttar Pradesh - 201006
  • Phone: +(91) - 9811007678

Get Social

Contact From Social networking

rss in skype google